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The Lei Barry Team, REALTORŪ, real estate agents and broker for Bucks County, Blue Bell and Montgomery County Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What Las Vegas hotel is famous for its casinos and is the largest hotel in the US.?

A 
With 5,012 rooms, the MGM Grand Casino is considered the largest hotel in the US.
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The Lei Barry Team, REALTORŪ, real estate agents and broker for Bucks County, Blue Bell and Montgomery County Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lei Barry Team
Keller Williams Real Estate

910 Harvest Drive Suite 100
Blue Bell
PA 19422
Phone: 215-646-2900 (Main)
Phone: 215-654-6001 (Lei)
Phone: 215-654-6074 (Lyn)
Fax: 215-654-6060
Email: Info@TheLeiBarryTeam.com

Commitment, trust, respect and integrity are some of the words that describe The Lei Barry Team's business philosophy. Our style of business coupled with our high-speed technology & systems offers you & your friends a winning combination, when you choose The Lei Barry Team. For a stress free & fun Real Estate transaction, you can rely on us.

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